G2 Global Boarding
Underwrite new merchants faster with G2, the largest provider of merchant risk at boarding.
Offload costly, time-consuming boarding tasks and accelerate the merchant acquisition process. Make better, faster boarding decisions, avoid unnecessary fines/assessments and eliminate bad merchants before they hit your business portfolio.
Grade a merchant’s risk based on information from dozens of industry sources and the G2 Merchant Map® — the most extensive, proprietary merchant risk database in the industry. Merchant risk scoring will predict a merchant’s behavior over the next 12 months.
Global Boarding streamlines the acquisition of critical information into one convenient location that provides a customizable level of due diligence to help you make faster boarding decisions.
G2 KYC Automation
Board more merchants faster with automated KYC due diligence.
Manual Know Your Customer (KYC) due diligence is the slowest, most costly, and inconsistent portion of the merchant underwriting process. Yet highly aggressive payment processors grant merchant accounts within minutes, putting extreme pressure on the compeition to speed up.
To grow merchant portfolios, financial institutions need to vet merchant applications and make boarding decisions as fast as possible.
G2 Portfolio Acquisition Review™
Buyers avoid overpaying and sellers maximize price in merchant portfolio transactions.
The market for investment, capital raises, and M&A of payment processing and similar support businesses is white hot. Sales of merchant portfolios have been vigorous. Combined with time constraints and asymmetric information, this dynamic can cause buyers and sellers to make mistakes. Buyers may overvalue and sellers may under-substantiate, both of which can cause costly disruptions to negotiations.
G2 Portfolio Acquisition Review gives you an objective fact base—and ways to mitigate risk—so you maintain control over negotiations, keep pace, and achieve your price target.
G2 Persistent Merchant Monitoring
Ensure portfolio compliance, increase revenue and mitigate merchant risk
Monitor your merchant portfolio for sudden or unexpected content violations. Identify unusual merchant activity from low- to high-risk merchants within your portfolio. In addition, oversee specific content or merchant business categories that are important to your own terms of service and contractual agreements. Reduce chargebacks, customer disputes and ensure card network compliance throughout the lifecycle of your merchant. Increase your portfolio’s profitability by confidently monitoring a variety of merchant business types.
Save cost, grow your portfolio and spend more time making strategic and informed risk decisions by utilizing G2’s global reach and superior merchant monitoring technology.
G2 Transaction Laundering Detection
Reduce potential assessments, identify lurking violators and protect your business.
Reveal hidden connections to transaction laundering networks and ensure portfolio compliance. Catch past violators before they strike again and receive early notice of global risks before they appear in your region. Identify, classify and verify violations that have connections to your merchants with help from a human analyst. Get the evidence you need to help support your case for terminating a violating merchant.
Minimize chargebacks, guard your portfolio and protect your brand. Portfolio threats can happen at any time. Ensure your merchants are not involved in any illegal activity.
G2 Malware Monitoring
Protect your merchant portfolio from malware-related fines.
Cybercriminals use Magecart and other card-skimming malware to steal shoppers’ payment information from e-commerce sites. According to research by RiskIQ, Magecart code has been inserted on millions of sites, compromising the payment information for millions of users.
Many major businesses have already received huge fines with accompanying front-page headlines. When merchants can’t handle the penalties, payment providers are held liable, putting them at risk for heavy fines and reputational damage. G2 helps you ensure that your merchants are not leaking cardholder information.
G2 Reputation Monitoring
Identify negative merchant behavioral trends to avoid current and future risk.
A poor merchant reputation may uncover other serious merchant violations, which can land you with regulatory fines and card network assessments. Quickly detecting negative merchant trends or declining reputations can also help sustain portfolio growth. G2 eliminates the costly, time-consuming data collection process involved with manual merchant reviews, freeing your team to focus on other high-value activities.
G2 CBD Risk Management
Grow your CBD merchant portfolio within your risk tolerance.
CBD is a lucrative industry, but risky for acquirers and payment providers. Laws regarding CBD vary greatly between jurisdictions. Merchants easily run afoul of the law—either by accident or intentionally—putting them and their payment providers at risk for fines, assessments, lost business, and significant reputational damage.
